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Asset Collections do court. Not often but they do. It would pay to make Subject Access Requests / CCA request in response to these sorts of letters to check IF they have the necessary paperwork.
They may have found it.
Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.
The law is like an ocean - have a swim but don't drown.
They had paper work but it was all inaccurate.For example one time they refer to to seperate loans,then its one loan,agreement numbers and date dont match and now they keep assinging debt between themself.They went court in 2017 but the judge dismissed the claim.
They went court in 2017 but the judge dismissed the claim.
Noted that but it does not mean there was no underlying claim - only that they did not have the paperwork. Usually there is no profit in continuing with a claim that failed once so you may be clear.
I was just making the point to others of not assuming Asset Collection are jokers. And the second point of following up any letters to check just how much information is behind such threats,
Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.
The law is like an ocean - have a swim but don't drown.
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