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Halifax Intermediaries

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  • kingstreet
    kingstreet Posts: 39,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How and to whom did you pay this fee?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • refer to your initial disclosure document that you should have been given before engaging with services. It will clarify the fee structure. Would be great to see what wording has been used by the brokerage for explaining this
  • Lenders don’t charge fees to brokers. We receive commission from the lender.

    We also charge fees to our clients that should be clear from the outset.

    There are of course sometimes product fees that are charged by the lender, but this money should be paid directly to the lender not to the broker.

    Halifax are a high street lender, did the broker actually do two applications at the same time or two DIPS?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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