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help to buy isa
Beccamaaay
Posts: 1 Newbie
Me and my partner are looking at opening a help to buy ISA - I know we can both open one.
When it comes to buying a house, my partner has a full time wage and I am currently a student. Would I be able to use my help to buy towards the deposit despite my lack of income and lack of credit history?
Thanks in advance.
When it comes to buying a house, my partner has a full time wage and I am currently a student. Would I be able to use my help to buy towards the deposit despite my lack of income and lack of credit history?
Thanks in advance.
0
Comments
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Yes.
As long as you are a party to the mortgage/purchase.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
you can use the help to buy but you can't use it to help with a deposit. a lot of people have been stung by this, you get the money after you have exchanged so you need to have all the deposit money upfront.0
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I think you mean the bonus, not the original investment?fidgetgreen wrote: »you can use the help to buy but you can't use it to help with a deposit. a lot of people have been stung by this, you get the money after you have exchanged so you need to have all the deposit money upfront.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
@kingstreet Yes, sorry may have got it wrong there.0
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