We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Highs and lows of getting debt free
Options
catlady1990
Posts: 142 Forumite
So here it is yet another debt free journey. I am going to get debt free by 35 and maybe consider buying a house.
I am living in a silly part of the country, beautiful but silly (Surrey). Sky high rent and bills, all because I'm following my dream of becoming a qualified veterinary nurse.
I barely go out, holidays tend to involve going back home to see friends and family.
My main expenses apart from rent in a house share are: my car and my loan.
I have being using chip and plum for a while now, but I'm going to change it up a bit so they pay off my two credit cards every month.
Food shopping is done once a week with my partner. We have a seperate account under my name in which we pay money for rent (incl bills), now TV, food, contents insurance, holidays, emergency fund, one takeaway / meal out a month and a tiny pot of 45 pence towards our house fund.
I have a Lisa which I pay around £20 a month and have around£400 towards my retirement / house deposit.
Apart from that we live very simply and are just trying to save enough money to be comfortable.
It's my personal debt which needs solving, although it is a lot better than it was.
My income is now secure in that I take home the same every month:T
I am living in a silly part of the country, beautiful but silly (Surrey). Sky high rent and bills, all because I'm following my dream of becoming a qualified veterinary nurse.
I barely go out, holidays tend to involve going back home to see friends and family.
My main expenses apart from rent in a house share are: my car and my loan.
I have being using chip and plum for a while now, but I'm going to change it up a bit so they pay off my two credit cards every month.
Food shopping is done once a week with my partner. We have a seperate account under my name in which we pay money for rent (incl bills), now TV, food, contents insurance, holidays, emergency fund, one takeaway / meal out a month and a tiny pot of 45 pence towards our house fund.
I have a Lisa which I pay around £20 a month and have around£400 towards my retirement / house deposit.
Apart from that we live very simply and are just trying to save enough money to be comfortable.
It's my personal debt which needs solving, although it is a lot better than it was.
My income is now secure in that I take home the same every month:T
Too much money owed, trying to pay it off one paycheck at a time
Happiness comes from within, following your dreams and doing what you love
:A
Happiness comes from within, following your dreams and doing what you love
:A0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards