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E: 27/09 (+6) Win £100,000 and Mortgage or Rent Paid for a Year with ITV Daytime

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Painkiller
Painkiller Posts: 6,146 Forumite
Part of the Furniture 1,000 Posts Name Dropper Photogenic
Upgrade your September with this incredible prize - we've got £100,000 and mortgage or rent payment for a whole year, for one lucky winner!

Post your NAME and NUMBER to:

DY36,
PO Box 7558,
Derby,
DE1 0NQ


or

Text WINNER or CASH to 81119

or

Call 09068 78 11 19

or

Premium charged online entry here - requires Paypal, Apple Pay or Direct to Mobile Billing.


Rules
Prize Draw closes for entries via PRTS, SMS, the App and online at 3pm on Friday 27 September 2019.

Prize Draw closes for entries via post at 4pm on Thursday 3 October 2019.

Entry Limits
15 Paid PRTS entries per phone number
15 Paid SMS entries per phone number
10 Paid Online entries via Paypal per phone number
10 Paid Online entries via Apple Pay per phone number
10 Paid Online entries via Direct to Mobile Billing per phone number
Unlimited Postal entries

There is a cap of thirty (30) paid entries across all online platforms.

If ITV have reason to believe that an individual entrant to their competitions or prize draws has made 30 or more entries using different phone numbers from any one entry platform then the Promoter will treat this as an attempt to unfairly influence the competition or prize draw and all entries submitted by that entrant will be discounted.

The winner must be a UK resident aged 18 years or over at the time of entering the competition, and may be required to confirm proof of age and eligibility.

Each call costs £2, plus your network access charge.

Text entries costs £2 plus one standard network rate message. If you do not want to receive SMS marketing texts about similar products and services, please add NO INFO at the end of your SMS text entry.

A single online entry costs £2 plus any standard network rate message where applicable. Paid and free entry bundles may be offered from time to time as stated on the website.

In the case of multiple entries received in an envelope or postcard, only one entry will be entered into the Prize Draw. Sufficient postage must be paid – any entries without sufficient postage will be discounted.

Payment of the winner’s mortgage or rent for one year
There is one (1) prize of payment of the winner’s mortgage or rent on their main UK, Channel Islands or Isle of Man residence for a period of one (1) year up to the maximum value of £15,000 (fifteen thousand pounds) (“the mortgage payments and/or rent payments”), subject to the following terms and conditions.

The winner must have an existing mortgage in accordance with a valid written mortgage agreement in respect of their main residence located in the UK, Channel Islands or Isle of Manor be paying rent in accordance with a valid written tenancy agreement in respect of a property located in the UK, Channel Islands or Isle of Man and have made all payments due at the time of entering the Competition. The Promoter will not pay any mortgage arrears or unpaid rent existing at the time of entering into the Competition.

Payments will be calculated by the Promoter based on the winner’s existing monthly payments at the time of entering the Competition, and will include the following elements:

a) capital repayments; and/or
b) interest charges on the mortgage; and/or
c) payments of premiums due in respect of an endowment or similar insurance policy directly linked to the mortgage; and/or
d) the monthly rent payment as specified in the winner’s tenancy agreement. Where payments are weekly, the Promoter will make the appropriate re-calculation.

The Promoter shall require documentary evidence of any existing mortgage or rent payments paid by the winner for the three (3) months prior to the date of winner confirmation e.g. mortgage statements, bank statements, rent books, etc (“Required Evidence”). In the event that the winner: (i) provides the Required Evidence but these are not clearly identifiable from a mortgage agreement or tenancy agreement; or (ii) has moved between a mortgage and rental payments within the three (3) months prior to the winner confirmation date, then the Promoter shall decide in its sole discretion the amount to be paid to the winner based on any other evidence of mortgage or rent payments which can be given by the winner. In the event that the winner: (i) is unable to provide the Promoter with the Required Evidence to the Promoter’s satisfaction; or (ii) has a mortgage or lease expiring less than two (2) years from the date of winner confirmation, the Promoter may decide in its sole discretion to award a sum of up to £15,000 (fifteen thousand pounds) to the winner.

Where the winner has a joint mortgage and/or rent, the Promoter will pay an amount calculated upon the full amount of the monthly payment due, and not just the winner’s share. In the event that the winner’s monthly payments increase at any time, the Promoter shall have no obligation to make any additional payments to cover any such increase.

In the event that the winner disagrees with the Promoter’s decision as to the amount to be paid by the Promoter the dispute shall be referred (at the Promoter’s cost) to an independent financial advisor, to be appointed by the Promoter, who shall decide upon the dispute and whose decision shall be final and binding upon the Promoter and the winner.

For the avoidance of doubt, the prize excludes any associated costs and expenses which may be incurred by the winner or which are related to the winner’s mortgage or rent. The mortgage payments and/or rent payments will be paid by cheque made out in the name of the winner only. Failure to provide an address for delivery may result in forfeiture of the mortgage payments and/or rent payments. Other restrictions may apply.

The cheque will be made payable in the name of the winner only and delivered to the winner’s home address by courier within 28 days of the winner providing the Required Evidence. A signature will be required upon delivery.

Comments

  • 13Kent
    13Kent Posts: 1,190 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry to bump, but I haven't done a postal comp like this before.

    Can I just ask when it says post name and number would that be on a postcard, on the back of a sealed envelope or as a normal letter within an envelope?
  • mersey
    mersey Posts: 1,298 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I buy a pack of 48 post cards for a £1,from one of those pound shops.Name and tel no on back,competition address on front.
  • mersey wrote: »
    I buy a pack of 48 post cards for a £1,from one of those pound shops.Name and tel no on back,competition address on front.

    I always write my name and number on a peice of paper and send in an envelope. Is this also fine or is the postcard route the only acceptable postal entry method?
  • oliveoyl
    oliveoyl Posts: 3,397 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    From the terms

    2.6.4. Postal entry: Postal entrants may enter the promotion by mailing their full name and a contact telephone number (including area code if providing a landline number) or other method of contact (as applicable), as well as other required information and/or material to the postal address as specified in the interaction information. Entries must be sent on a postcard or on or within an envelope. Entries received on anything other than a postcard or envelope will not be accepted. In the case of multiple entries received in a single envelope or postcard, only one entry will be entered into the promotion. Entries sent by post must be received at the relevant postal address specified for entries by the closing date and time for receipt of entries. Postal entries without correct and sufficient postage paid will be invalid and will not be considered. Personal and hand deliveries will not be accepted.
    TOP MONEYSAVING TIP

    Make your own Pot Noodles using a flower pot, sawdust and some old shoe laces. Pour in boiling water, stir then allow to stand for two minutes before taking one mouthful, and throwing away. Just like the real thing!
  • mersey
    mersey Posts: 1,298 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks for that,hope that answers the original question.
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