Adverse credit help

ACG

Deleted_User wrote: »

Just spoke to Skipton about this very thing this morning for a case i was struggling to place. They wont do it if there is a remote financial interest in the property for the party not coming on the mortgage. So 100% wont do it on a remo if both currently named on property but may do it on a purchase as long as the other partner is not contributing any deposit.
Overall from my experince with Skipton, i would take that as ' we will consider it but the case will get turned around a few times at underwriting and then declined as they don't like the idea of it'

OP - Why arent you going on the mortgage with your husband?

My 2 year old kept the house awake lastnight. What you have said is more or less what was in my head, but I just CBA typing it all out.

It is basically if it has always been in 1 persons name and the other person has not contributed to the deposit, it is ok. Otherwise a no.