CCCS or Payplan?

Madrocks

Hi All, I'm seriously considering going down the DMP route( i have £32000 unsecured debt which i cannot manage) I have my 'quote' from payplan and tommorow im going to speak to cccs. I was just wondering what peoples opinions/experiences of these two were and any suggestions on who to go with?? Thx xxx

Candy0107

Hi,

I am with CCCS, I have found them to be helpful, and they can give advice on most situations/questions that I have.

SortingIt_2

Hi there,

I have just started a DMP with Payplan and I have found them nothing but helpful. I have over 60K of debt and they have not in any way shape or form frowned upon me. Reassurance all the way along and there to answer any querie, no matter how small.

Equally I know that CCCS are just as good so I don't think you will have a problem with either. I opted for payplan as couldn't get an appointment with CCCS for over 3 weeks when I called them and I needed to sort it sooner.

Good luck xx

learntthehardway_2

I'm with CCCS, set up my plan no problems, great advice, bit slow on contacting creditors (hassled from them every day, saying not received finacial statement) but I do understand CCCS overwelmed by callers. I'm very grateful to them for helping me out.

debtman2007

I have started a DMP with CCCS but my creditors have said they have not been contacted and still ask me for payment, of course they could be lieing.

Homework

Payplan for me, abslutely incredible. Sorted things out, contacted creditors and when I was verbally abused on the phone by a couple of creditors listened to me and explained how it is not personal and the debtcollection people are just trained to get money out of you by saying what they know will strike the most fear into you. When things went a bit wrong at one point they stuck with us and sorted us out again. Can't thank them enough.

Both are very good.

yellowmonkey

Payplan for me for my DMP. I think if you go with one of the 2 you will be Ok. As long as you dont go with the fee paying companies.

ym

julie_w_3

I have been with cccs for 2 years and have found them really helpful even when i had to decrease my monthly amount. :eek:

Madrocks

Thanks all for the advice