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First time buyers. Some questions.
Craig.Phy
Posts: 2 Newbie
Hi.
Sorry if this seems obvious. My wife and I have just got a DiP for a mortgage for a first time house. We have sale agreed on a property and will be putting the application in for the full mortgage in a few weeks. However we were asked by our mortgage advisor to get 3 months bank statements however we have noticed on three occasions that's two of our bank accounts went into unplanned overdrafts however they were credited within a few hours (therefore we were not penalised). I am wondering if this would potentially cause a problem.
I realise I could speak to my advisor however they will not be available until Tuesday and I am a little nervous.
Many thanks.
Sorry if this seems obvious. My wife and I have just got a DiP for a mortgage for a first time house. We have sale agreed on a property and will be putting the application in for the full mortgage in a few weeks. However we were asked by our mortgage advisor to get 3 months bank statements however we have noticed on three occasions that's two of our bank accounts went into unplanned overdrafts however they were credited within a few hours (therefore we were not penalised). I am wondering if this would potentially cause a problem.
I realise I could speak to my advisor however they will not be available until Tuesday and I am a little nervous.
Many thanks.
0
Comments
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I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Thanks for that. Fingers crossed.0
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