We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Can I get a mortage with no health insurance?

Jock1
Posts: 13 Forumite
Looking to get a mortgage but my partner has a very rare illness which prevents her from getting any health or life insurance, which I can only imagine means it would be the same for taking out insurance when applying for a mortgage?
Though I would hate the thought of having a mortgage with no insurance, could we still get one? She is currently under investigation but this could take years to resolve. She has never had a day sick off in her life ( no exaggeration) and works through the pain but she does have a condition were only a handful of cases have ever been reported worldwide.
Thanks
Though I would hate the thought of having a mortgage with no insurance, could we still get one? She is currently under investigation but this could take years to resolve. She has never had a day sick off in her life ( no exaggeration) and works through the pain but she does have a condition were only a handful of cases have ever been reported worldwide.
Thanks
0
Comments
-
Yes you can.
Life or sickness insurance, although advisable if available, are not required to obtain lending.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You could always get insurance just for yourself and review options for your partner once all tests are concluded and you have a confirmed diagnosis.
Means your partner would not need to worry if anything happened to you, but you wouldn't have the same comfort if your partner wasn't able to get insurance; Perhaps look at saving up 6 - 12 months of outgoings/bills/mortgage to tide you over.Mortgage started 2020, aiming to clear 31/12/2029.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards