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Forgot to declare 1 credit card on mortgage application
Bex1990
Posts: 3 Newbie
Evening everyone, so today we applied to borrow more money on our mortgage. We gave our incomes, outgoings, loans etc however my partner totally forgot to tell her about his £1000 credit card! He has a good income, little outgoings and a great credit score.
What are we best to do? Will it impact us getting accepted for the extra money??
Plesse help I'm going out of my mine.
TiA
What are we best to do? Will it impact us getting accepted for the extra money??
Plesse help I'm going out of my mine.
TiA
0
Comments
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Things like this happen all the time. It's usually dfs or something people forget about. Just call them when they open and add it on. Nothing to worry about though0
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Thankyou. I'm really worried itl effect how much we can borrow. But he only pays about £30 a month so not a massive outgoing0
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If you are already pushing affordability it will take maybe £1000 off your loan. Likely to be zero though as lenders build in an element of assumed future debt in to calculations anyway0
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So we could afford 171,000 but only using 167,000 so hopefully we will be ok then x thsnkyou8for your replies0
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