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NI number on mortgage application
confused_landlord
Posts: 129 Forumite
I gave my mortgage advisor my national insurance number. I had my doubts but he works for a FSA backed company and I told myself i was overreacting. However, now I want to know if it's normal for someone to need to give out their NI number for a mortgage application....
Thanks in advance.
Thanks in advance.
0
Comments
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All to do with proving who you are / identity checks / money laundering.0
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yes it is a question on the mortgage application
If you didn't give it he would just copy it from your payslips anywayI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Yes very normal. Lenders ask for it as part of the application.
As above. Usually get it from the payslips anyway.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
We ask for it, some lenders need it, some do not. But if anyone asked us to go to a lender who did not ask for it, I would be a little dubious.
Also, it is usually on your payslips anyway.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Not really sure what nefarious things a broker could do with your NI number anyway. Advance warning: your solicitor will want it too.0
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Cant wait for the reaction when you have to give your bank details, photo ID, copy of credit report, and proof of address.0
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They would see it on your payslips anyway0
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Deleted_User wrote: »Cant wait for the reaction when you have to give your bank details, photo ID, copy of credit report, and proof of address.
I have already done all of the above with no qualms. But I was always led to believe, all the above TOGETHER with NI number was a security risk.0
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