Help Please, Home Responsibilities Protection question

bluenose1

linclass wrote: »

No Nigel, it's £6,645 I will need to pay (just checked) and a loan would cost CONSIDERABLY more than £20 p/w.

HOWEVER - question for anyone that knows the answer, I have a 'pot' of £6k for my funeral (I don't plan on leaving for some time.... :-) ) IF I used this to pay up the contributions (I have until 2023 to do this but would pay in one lump) would I receive the full pension from November this year, when I start to draw it please?

Statistically speaking you are likely to live significantly more than 3 years beyond your SP start date, unless you know something we don't. In your situation I would use this money to buy the increase in SP. You could use the additional pension to save the £6k in less than 3 years, after that you are in profit.
Hope it all works out for you.