Can I keep one credit card

Willing2Learn

To be eligible for a DRO, you must:

• live in England, Wales or Northern Ireland
• owe less than £20,000
• have less than £1,000 in assets (and a car worth no more than £1,000)
• have less than £50 in surplus income per month after paying your household bills and living costs

Kawa1

Thank you!

I will question them about a DRO on monday to try and move forward with that instead as im sure I could ask someone to help me with the £90 fee. According to my income and expenditure i did with step change I have the same going out as I do coming in. For anything extra I tend to ask my little ones dad and he'll generally help me out, so that means id qualify for a dro wouldnt it as its under £50? I wonder why it didnt come up with them before...

WhenIam64

I will question them about a DRO on monday to try and move forward with that instead as im sure I could ask someone to help me with the £90 fee.

Second one for a DRO. Seems a lot of people being directed to bankruptcy or an IVA where a DRO may be better. Wonder why that is?