Mortgage on an apprentice salary

Irishsmurfy

FTBAngst wrote: »

Not even if I’m only looking to pay £200 a month. My current monthly spend is only £1100, my rent is £600 (sharing, everything included). Plus with the change in job I won’t be commuting 2+hours a day (which is approx £250)

I can top up my pay quite easily with freelance work. My plan was to use holiday time to work at my current job and weekends.

If by using your holiday time to work at your current employers you might find that they can't allow it as HMRC rules state that employees cannot be paid their annual holiday allowance unless they are "selling back" days over and above the statutory minimum of 28 days per annum.

Bozzer89

Don't come over to Bradford it's a !!!! hole(lived here all my life) haha only joking hope u get on well

Bozzer89

If your moving over Bradford way what sort of property are you looking at for that sort of price if you don't mind me asking?

MrsR1234

I can top up my pay quite easily with freelance work. My plan was to use holiday time to work at my current job and weekends



If you mean during school holidays when you are not in college, you may want to rethink this. An apprentice is normally expected to attend their place of work during the holidays instead of being released to college for the day. You are not normally paid extra for this as it forms part of your contract/salary.

FTBAngst

Spoke to the broker. All is good. Thanks everyone