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Pre exsisting conditions - PPI
Can I ask it has just been drawn to my attention due to something else.
I suffer with Cluster headaches, and is a reason I have had a couple of long spells of absence 7-8 weeks from work never claimed on my Loan insurance as I did not know I had it -
I have claimed back my PPI on reason of not knowing I had it or needing it due to excellent health cover by my employer.
Would they have paid out under the cover or would that have been classed as a pre exsisting condition, if asked at the time of taking out the loan I would have mentioned the headaches as I suffer really badly from them when I get a bout....:eek: ..enough to have to take injections and moved onto Oxygen as a pain relief in 04, as the injections not working. It is classed under the DDA by the way.
Or is it worth letting them know.
I suffer with Cluster headaches, and is a reason I have had a couple of long spells of absence 7-8 weeks from work never claimed on my Loan insurance as I did not know I had it -
Would they have paid out under the cover or would that have been classed as a pre exsisting condition, if asked at the time of taking out the loan I would have mentioned the headaches as I suffer really badly from them when I get a bout....:eek: ..enough to have to take injections and moved onto Oxygen as a pain relief in 04, as the injections not working. It is classed under the DDA by the way.
Or is it worth letting them know.
0
Comments
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If you had them beforehand, they would have been classed as a pre existing condition.Gone ... or have I?0
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And as you have now cancelled the policy we will never know.
Did you buy an alternative protection product to cover your loan?0
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