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Have the bank stolen my endowment policy?

Hello.
In approximately 1994, I was ask to hand over my endowment policy as security for a personal loan. I'm wondering if they were acting correctly by taking it? Where is it now? Can I track it down? The policy has been running since 1986 so should have some value.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ask the bank.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hello.
    In approximately 1994, I was ask to hand over my endowment policy as security for a personal loan. I'm wondering if they were acting correctly by taking it? Where is it now? Can I track it down? The policy has been running since 1986 so should have some value.

    Are you still paying the premiums?
  • SonOf
    SonOf Posts: 2,631 Forumite
    1,000 Posts Fourth Anniversary
    I'm wondering if they were acting correctly by taking it?

    Yes, they could use them as security.
    Where is it now?
    Are you getting statements? Are you still paying into it?
    The policy has been running since 1986 so should have some value.

    Most endowments of that era were no longer than 25 years. If yours was, then it would have matured in 2011.
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