We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mrs Hide My Head in the Sand
Options
Sammyblue123456
Posts: 3 Newbie
Well Hello There 
After many many years of hiding my head in the sand, ignoring letters, phone calls and just not getting through to the end of the month I have decided to take some action. From looking at my credit report I am around £21,000 in debt :eek:and some of them I have no idea who to contact so I have started with the ones who have been contacting me. I am on quite a low salary and my partner knows nothing about it and I just can't tell him he, he suffers with depression so think it would tip him over the edge!
However I have agreed affordable payments and am hoping it will help to clear the debt slowly. I have already noticed that the phone has stopped ringing and there is no post. I will keep you updated as to how I am getting along.
P.S. I also got a refund from QQ which cleared off the outstanding balance of their loan and a payment of £2,191 so I am going to use some of that to clear bills and put it towards buying my lease car in Jan.
Looking forward to getting to know you all :beer:
After many many years of hiding my head in the sand, ignoring letters, phone calls and just not getting through to the end of the month I have decided to take some action. From looking at my credit report I am around £21,000 in debt :eek:and some of them I have no idea who to contact so I have started with the ones who have been contacting me. I am on quite a low salary and my partner knows nothing about it and I just can't tell him he, he suffers with depression so think it would tip him over the edge!
However I have agreed affordable payments and am hoping it will help to clear the debt slowly. I have already noticed that the phone has stopped ringing and there is no post. I will keep you updated as to how I am getting along.
P.S. I also got a refund from QQ which cleared off the outstanding balance of their loan and a payment of £2,191 so I am going to use some of that to clear bills and put it towards buying my lease car in Jan.
Looking forward to getting to know you all :beer:
0
Comments
-
Good luck "If you can dream it, you can do it". Walt Disney0
-
Well done. Facing up to the situation is often the hardest part. Good luck with it all.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Happy shiny new diary I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards