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Heather1234
Heather1234 Posts: 4 Newbie
in Mortgages & endowments
Hi
My husband wishes me to take out a mortgage on my income as our mortgage expires at the end of the year as is interest only. But I am reluctant too as I wanted to change jobs and we could sell part of the garden ( that has planning permission to build a house on) to cover the cost of the mortgage. any advice please.
Thanks

Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Name Dropper
    Whats your question?
  • amnblog
    amnblog Posts: 12,730 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Should I obey my husband?
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    That is more for you and your husband to discuss, from a debt free perspective selling the garden makes sense.
  • ACG
    ACG Posts: 24,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    amnblog wrote: »
    Should I obey my husband?

    You presumably agreed to honour and obey when you got married :P
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Heather1234
    Heather1234 Posts: 4 Newbie
    My question is what should I do, agree with my husband or stick to selling the part of the garden and try to be mortgage free?
    Thanks
    Heather
  • Mortgage_Adviser
    Mortgage_Adviser Posts: 374 Forumite
    Third Anniversary 100 Posts Name Dropper
    Selling garden makes sence, but the big question can you get it all finalised and have the money in time for when your current mortgage expires?
  • Heather1234
    Heather1234 Posts: 4 Newbie
    Hi
    Yes, I think we could, but my husband is dead against the idea and wants to employ builders to build the house. The money is not available to do this, but he may inherit some In the future.
    thank you
    Heather
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Name Dropper
    Im sorry but what is the purpose of this thread? You are in a mortgage forum. Do you have questions about your ability to get a mortgage? If you post an actual question about if you would qualify for a mortgage we can help.
    As it is, it sounds like you need a relationship forum to figure out how to actually talk to your husband and come to a decision as a team.
  • Heather1234
    Heather1234 Posts: 4 Newbie
    Thank you
    You are right.
This discussion has been closed.
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