Too old to be this stupid and with debts

getmore4less

Credit score is not used by anyone important.

Probably best to use one card for regular spends and pay off in full each month.

Find one that gives something back.
Another handy card to have is one with no foreign transaction fees.

The key is no default or late payments.
Address upto date.

AnnMiddleton

getmore4less wrote: »

Credit score is not used by anyone important.

Probably best to use one card for regular spends and pay off in full each month.

Find one that gives something back.
Another handy card to have is one with no foreign transaction fees.

The key is no default or late payments.
Address upto date.

Thank you, that is really useful to know :A - I think I will keep the Post Office credit card which has no foreign fees plus has 0% until April 2021.

katsu

I would look to drop the mobile phone costs. Check the main site articles and you can get deals from as little as £5.

You are doing really well, you don't have masses of debt and are making sensible decisions about your future.

Could you do surveys whilst you are commuting? The up your income forum I'd a good place to look. Swagbucks is quite easy.

I like using Receipt Hog and Shoppix (phone apps) which you upload your shopping receipts into. You can make some money towards Christmas from them - they pay by PayPal or Amazon vouchers.