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In work poverty due to overpriced housing costs
Comments
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MaxiRobriguez wrote: »"Entitlement"
Spoken like someone who sounds like they're sitting quite cushty in a house they couldn't afford if they were buying it again today....
Or someone who made sacrifices to buy a house, that those complaining would never do.The poor who sofa surf or who have to live with parents because they have no choice are those who are disabled or have a severe mental illness.
House prices aren't, won't and can't be set to the point that someone with severe mental or physical disability could buy one.snowqueen555 wrote: »I am just unlucky to live in an expensive city.
What has luck got to do with it?0 -
westernpromise wrote: »Property is by definition affordable at its current price. For property prices to fall, there would need to be a decline in demand for it at that price. Typically this requires either demographic change or a recession that reduces what people can afford pay.
Shelter is hardly a luxury or an optional extra - you pay what you need to pay to avoid sleeping rough.
Given the nature of our planning controls, banking sector, mass government intervention via taxes and subsidies such as housing benefit and rebates and 'schemes to help first time buyers' as well as Help to buy it is far from a free market.
What other sector would you see the Government providing 40% interest free loans for people to buy a private sector companies's product for example?
The UK housing market is about as close to a 'free market' as you would have found in the old USSR!0 -
Or someone who made sacrifices to buy a house, that those complaining would never do.
I’ve recently been in an adverse situation at work but have made the best of it.
It has never been clearer to me that there is absolutely nothing to be gained moaning even when life is unfair.
You need to make the best of whatever cards you’ve been dealt.
No one else is going to do it for you.What has luck got to do with it?
Context: born in expensive place.
I give short shrift to the idea that everyone can just upsticks.
It may be an option for some but not everyone.
What if you have caring responsibilities for people who can’t move, such as elderly parents. They have a support network and disabled adaptations to their house so they can’t move with you.
What if you have grandchildren that you spend time with on a regular basis?
What if you have school children at a vital point in their education?
What if you have a support network of friends, family or local church that you are deeply embedded in?
What if you have specialist skills that mean you have to work in a certain place? E.g. airport software only made in Crawley.
Yes there are some compromises to be made and people have to take responsibilities for their decisions, but there are red lines for many such as abandoning elderly parents.
It’s a ridiculous cliche to tell everyone to just move north and it’s pretty obvious it wouldn’t work if say all nurses and firefighters moved north. Many would be jobless and house prices would rise there too.0 -
Shelter is hardly a luxury or an optional extra - you pay what you need to pay to avoid sleeping rough.
There’s a difference between getting shelter and owning an asset.
There are cheap hostels in central London if we are talking about only a roof over your head, yes they are shared with many others but if the requirement is getting a roof over your head then it’s pretty cheap to do that.0 -
London voted Remain because Londoners love housing immigrants (who can't vote) in cramped conditions and paying them low wages and the rest of the country that doesn't live in London voted to free them?
Okay.
Sort of.
The whole immigration argument from remain was from a londoncrentric position.
Who will will serve you the Pret coffee & sandwich in the morning. Who will do the NHS work. These are non existant in the north.
All its doing is propping up a London economy thats sucking the life out if the rest of the country.
In the long term, this outlook is bad from a holistic point of view0 -
Shelter is hardly a luxury or an optional extra - you pay what you need to pay to avoid sleeping rough.
Given the nature of our planning controls, banking sector, mass government intervention via taxes and subsidies such as housing benefit and rebates and 'schemes to help first time buyers' as well as Help to buy it is far from a free market.
What other sector would you see the Government providing 40% interest free loans for people to buy a private sector companies's product for example?
The UK housing market is about as close to a 'free market' as you would have found in the old USSR!
This is one of the best most truthful posts I have seen in recent times.
Yes and the main point is that manipulated markets always correct eventually.0 -
Sort of.
The whole immigration argument from remain was from a londoncrentric position.
Who will will serve you the Pret coffee & sandwich in the morning. Who will do the NHS work. These are non existant in the north.
All its doing is propping up a London economy thats sucking the life out if the rest of the country.
In the long term, this outlook is bad from a holistic point of view
I don’t believe immigration is a London centric issue.
If it is why are house prices too high elsewhere? Or aren’t they?
We use plenty of immigrants in fruit farming, cockle picking, fishing an the NHS is other parts of the UK.
What we do have in London however is infrastructure that copes, yes its like sardines and it’s very busy but you can still get places.
Most of the rest of the country doesn’t have the infrastructure so parking spaces and roads become congested.0 -
RealElement47 wrote: »This is one of the best most truthful posts I have seen in recent times.
Yes and the main point is that manipulated markets always correct eventually.
When will the market correct please (been waiting until 2001).
I’ve lost the ability to start a family whilst waiting for it to happen, but I’d like to know whether I’ll be retired or dead.0 -
When will the market correct please (been waiting until 2001).
I’ve lost the ability to start a family whilst waiting for it to happen, but I’d like to know whether I’ll be retired or dead.
If anybody could predict if or when the market will correct, then it wouldn't need to correct.
Regulation of lenders has improved since the 80's and 90's crashes, so I believe any significant correction will coincide with such shock waves in the economy that you still won't be any better off.0 -
What we do have in London however is infrastructure that copes, yes its like sardines and it’s very busy but you can still get places.
Most of the rest of the country doesn’t have the infrastructure so parking spaces and roads become congested.
Says enough about the root of some of the problems to me.0
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