In work poverty due to overpriced housing costs

lisyloo

seven-day-weekend wrote: »

There are airports outside London, you know, including some bigger ones like Birmingham International!

Of course there are, but London has 6 airports (if you include Southend) some with 5 terminals.
There are simply not the jobs in the same numbers.
There are a few job (like software development) that are only in London.

Do you really think everyone can move north?
I.e. several million people.

Is it really a realistic solution?

Tell me (I don’t get answers which I assume means people don’t have them), why do you think millions of people commute on cramped and hot trains? Are they just stupid?
Or it is possible the career they have makes the sacrifice worthwhile for their family?
Id love to have some answers on why you think it is millions live in places with terrible commutes and high house prices.
I think it’s because that’s where good, high quality jobs are for skilled people, and for less skilled where the numbers of vacancies are.
There is a high correlation between job (and type of job) and house prices.

But please do tell us your version of why you think millions of people in the SE have got it wrong.

I can tell you why were doing it and that’s so we can retire at 55 and not 67+ like most other people we know (although we actually like the history and creative arts which again is available elsewhere but not in anywhere near the same density).

babyblade41

I think my generation were bought up with the same ethics as our parents which was to work hard and go without to get what we need, rather than what we want

University was for the academically gifted rather than now where university has so many courses one could stay in education for ever gaining degrees in all sorts of weird and wonderful things but not getting anywhere fast, certainly not in a financial aspect.

I had an outside loo and no central heating and an old bath at the end of a kitchen , I collected MFI vouchers out of the newspaper and certainly no credit card either

I think the young generation confuse what they want with what they need and some want it now whether they can afford it or not .

There should be some lessons at school on basic finances as the generation coming up will do the same .

My youngest can't afford to have children as she has to put a roof over her head first and foremost.. it's the price she pays to be able to afford that roof

I don't think buying a house is any harder than before , it's just young people have far more choices than we did... travelling abroad, clubbing , phones and technology that some deem to be a necessity.and cars

I never had a car until I had my second child and had to cycle to work.. 8 miles there and 8 miles back

My social life was a local pub once a week and had to make 2 halves of lager last 3 hours !!

This situation isn't anyones fault really it's just how things are .and we all have a choice of what is more important in life

ukcarper

Kim_kim wrote: »

As cheap as that house is (I live in Surrey that house would cost 4 times that in our cheapest areas!), I wonder how many jobs in that area enable people to get a mortgage of 200K

Depends where you live in Surrey 4 bed semi in my road has just sold for £340k and another £400k

seven-day-weekend

chucknorris wrote: »

When we sell a property, we usually offer free to the buyer all the furniture, white goods and miscellaneous things (kettles, crockery etc.) for free. It just saves the hassle of getting rid of it.

I've just accepted an offer on a 3 bed flat (offer was made on the day that the flat was due to go on the market, by someone already registered with the agent), and I'm going to do the same. They are first time buyers, so I am hoping they take it all (its an all or nothing offer, leaving them to get rid of anything that they don't want).

We did the same.

We sold our Spanish house fully furnished, with crockery, cutlery etc.

When we sold our family home we offered the white goods and some items of furniture free to the buyer, which they accepted.

seven-day-weekend

Kim_kim wrote: »

As cheap as that house is (I live in Surrey that house would cost 4 times that in our cheapest areas!), I wonder how many jobs in that area enable people to get a mortgage of 200K

I know plenty of people who live in houses like that.

seven-day-weekend

lisyloo wrote: »

Of course there are, but London has 6 airports (if you include Southend) some with 5 terminals.
There are simply not the jobs in the same numbers.
There are a few job (like software development) that are only in London.

Do you really think everyone can move north?
I.e. several million people.

Is it really a realistic solution?

Tell me (I don’t get answers which I assume means people don’t have them), why do you think millions of people commute on cramped and hot trains? Are they just stupid?
Or it is possible the career they have makes the sacrifice worthwhile for their family?
Id love to have some answers on why you think it is millions live in places with terrible commutes and high house prices.
I think it’s because that’s where good, high quality jobs are for skilled people, and for less skilled where the numbers of vacancies are.
There is a high correlation between job (and type of job) and house prices.

But please do tell us your version of why you think millions of people in the SE have got it wrong.

I can tell you why were doing it and that’s so we can retire at 55 and not 67+ like most other people we know (although we actually like the history and creative arts which again is available elsewhere but not in anywhere near the same density).

I assume they like living in London! I just was pointing out your 'here be dragons' approach to anything more northerly, by assuming we did not have major airports.

We live in the Midlands and we retired at 54 and 55.

lisyloo

seven-day-weekend wrote: »

I assume they like living in London! I just was pointing out your 'here be dragons' approach to anything more northerly, by assuming we did not have major airports.

We live in the Midlands and we retired at 54 and 55.

No, I’m not saying you don’t have airports of course you do, I expect you have broadband and all sorts of mod cons and lots of things are better than the SE.
Lots of people with horrible commutes would totally agree and recognise their sacrifice.

I knew someone who worked on airport software and those jobs were SE based and his skills in particular programming languages were not transferable outside of airlines I.e. no one outside that industry used the language he was skilled in.
Some skilled jobs are London centric e.g. hedge fund manager, investment banker.

Other lower skilled jobs are available all over the country but larger numbers in London for example we have tons of buses.
So we would have greater numbers of teachers, bus driver, nurses, firefighter type jobs.

There is something of an exodus of about 100,000 from London, so it will find its own level.

I’m just saying it isn’t a silver bullet to tell several million people to move north. Clearly they wouldn’t all find vacancies and London salaries would increase or provide incentives if they were short staffed and hence attract people. So it will find its own level.
Currently there is a smallish exodus usually people in their 30s who have enjoyed the vibe and possibly career advancement and now want to start a family somewhere a bit quieter.

It might work for some and like water will find it’s own level but “move north” is not a silver bullet for millions of people.

Personally I’d like to see some businesses and people moving out of London. The last couple I’ve worked for were keen to move in for a variety of reasons e.g. Being close to clients, being close to talent, qudos of a London address.

I am not saying you can’t retire early anywhere else, of course you can with careful planning, but 6 figure jobs are common in London and rare most other places, so it’s a lot easier for some skilled people to earn very good money there.

Cakeguts

babyblade41 wrote: »

I think my generation were bought up with the same ethics as our parents which was to work hard and go without to get what we need, rather than what we want

University was for the academically gifted rather than now where university has so many courses one could stay in education for ever gaining degrees in all sorts of weird and wonderful things but not getting anywhere fast, certainly not in a financial aspect.

I had an outside loo and no central heating and an old bath at the end of a kitchen , I collected MFI vouchers out of the newspaper and certainly no credit card either

I think the young generation confuse what they want with what they need and some want it now whether they can afford it or not .

There should be some lessons at school on basic finances as the generation coming up will do the same .

My youngest can't afford to have children as she has to put a roof over her head first and foremost.. it's the price she pays to be able to afford that roof

I don't think buying a house is any harder than before , it's just young people have far more choices than we did... travelling abroad, clubbing , phones and technology that some deem to be a necessity.and cars

I never had a car until I had my second child and had to cycle to work.. 8 miles there and 8 miles back

My social life was a local pub once a week and had to make 2 halves of lager last 3 hours !!

This situation isn't anyones fault really it's just how things are .and we all have a choice of what is more important in life

There is also the rise of the very stupid parent whose famous last words are "I am going to give my child everything that I didn't have as a child." Basically this reads as I am going to give my child everything they want when they want it. The problem is that the child a) doesn't know what the parent didn't have and b) has no concept of how many hours work it takes to be able to buy the latest gadget that they want but don't need.



Near where I live we have the rise of the ultra stupid parents who buy iphones for primary school age children who are not allowed to take the phones to school because the schools ban them.



If you have grown up in a household where you get everything you have asked for including an iphone when you are primary school you have no concept of fact that you don't actually need 99% of the stuff your parents have bought for you and it becomes normal have anything that takes your fancy when you want it without the concept of the fact that you might not actually need it.



So it becomes normal to keep buying stuff on credit that you can't afford. I think the vast majority of car loans that are taken out by young people are people who have come from these families where they have always got everything they wanted when they wanted it.



So these stupid parents who have given their children everything they didn't have are actually to blame for their children buying loads of rubbish on credit and not being able to save for a mortgage.

triathlon

lisyloo wrote: »

Of course there are, but London has 6 airports (if you include Southend) some with 5 terminals.
There are simply not the jobs in the same numbers.
There are a few job (like software development) that are only in London.

Do you really think everyone can move north?
I.e. several million people.

Is it really a realistic solution?

Tell me (I don’t get answers which I assume means people don’t have them), why do you think millions of people commute on cramped and hot trains? Are they just stupid?
Or it is possible the career they have makes the sacrifice worthwhile for their family?
Id love to have some answers on why you think it is millions live in places with terrible commutes and high house prices.
I think it’s because that’s where good, high quality jobs are for skilled people, and for less skilled where the numbers of vacancies are.
There is a high correlation between job (and type of job) and house prices.

But please do tell us your version of why you think millions of people in the SE have got it wrong.

I can tell you why were doing it and that’s so we can retire at 55 and not 67+ like most other people we know (although we actually like the history and creative arts which again is available elsewhere but not in anywhere near the same density).

Going to have to totally disagree with all of that. I think a lot of people, even millions could quite easily be tempted into a better life up north and even in Scotland if they could drop the very vocal anti English minority rhetoric by some. I am very much hoping to retire in Mid Suffolk or maybe even coastal Suffolk, but I have not ruled out by any means coastal Northumberland. The north has so much to offer, I honestly believe this country would be a far better place if there were plans set into motion for policies that encouraged 20% of the southern population to move there. Not the dregs I might add, but good hardworking aspirational types that want a better quality of life, it could be done.

lisyloo

Ok 20%, I meant not 100%.
I can agree with 20%.

Why aren’t they going?