Credit utilisation 19 July 2019 at 7:49PM edited 30 November -1 at 1:00AM in Mortgages & Endowments 13 replies 1.5K views

Bozzer89

Quick question somerset of it's ok?

We've just applied for a mortgage with precise got a MIP for 176k with mine and my partner's earnings. We have credit cards and car finance totalling between 9k all pay back monthly on time etc total income is around 38k for us both. Would u reckon this would be a bad factor on our application ?

Bozzer89

Just to put the house we have gone for is only 140k with 20% HTB and 5% from us so only lending of 105k from precise.

csgohan4

Bozzer89 wrote: »

Quick question somerset of it's ok?

We've just applied for a mortgage with precise got a MIP for 176k with mine and my partner's earnings. We have credit cards and car finance totalling between 9k all pay back monthly on time etc total income is around 38k for us both. Would u reckon this would be a bad factor on our application ?

Create your own thread instead of hijacking some one else as per forum etiquette