We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Fixed term coming to end - remortgage

Options
My fixed term comes to an end on 31st October with an ERC of 1% if I move before then.

I want to remortgage to another lender at the end of the fixed term. When do I start applying? Do I have to wait until 1st November or can I approach another lender now but say I don’t want it to start until 1st Nov?

Comments

  • You should start looking now, my mortgage broker reconmends start the process 3 months prior to your current deal expiring.
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.