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Fixed term coming to end - remortgage

My fixed term comes to an end on 31st October with an ERC of 1% if I move before then.

I want to remortgage to another lender at the end of the fixed term. When do I start applying? Do I have to wait until 1st November or can I approach another lender now but say I don’t want it to start until 1st Nov?

Comments

  • You should start looking now, my mortgage broker reconmends start the process 3 months prior to your current deal expiring.
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
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