Mortgage lenders - who lends the most?

NicolaHrs

Hi Everyone,

I currently own a property with my sister and I’m looking to buy her out in the next few months. I’m desperate to find a mortgage lender that will lend more than 5 times my salary so I can borrow more to buy her out. Does anyone have any advice or experience with lenders and who are offering high amounts with good rates??
Appreciate your help.
Thanks

LRmortgage

This will very much depend on your level of income and commitments.

Get a broker to look at this for you, we know which lenders can stretch further than others. Unfortunately MSE rules don’t allow us to name lenders on the forum.

ACG

There are not many lenders who will go beyond 5x income, you will find rates start to go up.

However, there is no set lender, it comes down to your circumstances and the lenders appetite for those circumstances. Added to that, the lenders who lend the most today, may not next week. You either need to get playing around on lenders calculators or speaking to a broker to do it for you.

[Deleted User]

I can think of maybe 3 lenders that go above 5x income. None of them have what you would call 'prime' rates

If you are going to ask someone to increase rh risk by lending you more than everyone else, you are going to pay for the increased risk

Mortgage_Adviser

All individual as above. I have recently arranged a mortgage for some one with circa x6 income, but without looking in to your circumstances it is impossible to say if this is doable for yourself or not.
So you do need a broker