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Help To Buy ISA
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CH795
Posts: 6 Forumite
Hello,
Really confused!
At what point in the mortgage process do you need to close a help to buy ISA down?
My solicitor has said not to close it down as she is just reviewing the information the seller has sent over and then providing everything is there can then supply this information to the lender.
This is a shared ownership purchase but when i spoke to the housing association yesterday they have said everything has been sent over, they are signing the mortgage off today so said they're then in a position to exchange. I mentioned that i have a help to buy ISA which the statement can take 10 working days to arrive so they said to close it down now to prevent any delays.
When then speaking to my solicitor they've said not to close it down yet.
Really confused with what to do. Can anyone advice please?
Really confused!
At what point in the mortgage process do you need to close a help to buy ISA down?
My solicitor has said not to close it down as she is just reviewing the information the seller has sent over and then providing everything is there can then supply this information to the lender.
This is a shared ownership purchase but when i spoke to the housing association yesterday they have said everything has been sent over, they are signing the mortgage off today so said they're then in a position to exchange. I mentioned that i have a help to buy ISA which the statement can take 10 working days to arrive so they said to close it down now to prevent any delays.
When then speaking to my solicitor they've said not to close it down yet.
Really confused with what to do. Can anyone advice please?
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