Previous employer not paying in my contribution

Hi all,

I was checking my pensions and noticed that for a pension I have with a previous employer, only contributions that they made are part of the pension - but on more recent jobs I can see the employer contribution, my contribution as we all as tax relief.

Does this mean that my old employer owes me pension? As far as I'm aware it wasn't going into my payslip or anywhere else.

Thanks.

Comments

  • xylophone
    xylophone Posts: 45,538 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was checking my pensions and noticed that for a pension I have with a previous employer, only contributions that they made are part of the pension

    Was it "non contributory"?

    Was it "salary sacrifice"?
  • spadoosh
    spadoosh Posts: 8,732 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    The consequences of not paying in to someones pensions are fines upto £10,000 a day.

    Unless your contributions are remotely close to that (£300,000 per month) work on the basis that you dont have the right information to determine whether its being paid or not.

    Speak to your old employer.
    Speak to the pension provider.
  • rdixon555
    rdixon555 Posts: 37 Forumite
    Sixth Anniversary 10 Posts Combo Breaker
    I believe it was salary sacrifice
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    rdixon555 wrote: »
    I believe it was salary sacrifice

    Then all contributions are deemed to be employer contributions.
  • Salary sacrifice means you weren't contributing to a pension.

    You agreed to have a lower salary in return for your employer contributing extra to the pension for you. There is no pension tax relief for you, the employee, on employer contributions.
  • rdixon555
    rdixon555 Posts: 37 Forumite
    Sixth Anniversary 10 Posts Combo Breaker
    I see, thanks for clearing it up :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.8K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.7K Work, Benefits & Business
  • 619.5K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.