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BWZN93
Posts: 2,182 Forumite
Just wanted to have a little thread of happiness if I may.
As some of you know, my moped was recently stolen and subsequently it reappeared in a rather worse for wear state and was eventually written off. The settlement cheque should be here tomorrow *fingers crossed*. Anyway, I just got paid as well, so im calling the credit card company first thing in the morning to pay it off in full. TAHDAH!! I now only have overdrafts to clear!
YAY!
Jo x
As some of you know, my moped was recently stolen and subsequently it reappeared in a rather worse for wear state and was eventually written off. The settlement cheque should be here tomorrow *fingers crossed*. Anyway, I just got paid as well, so im calling the credit card company first thing in the morning to pay it off in full. TAHDAH!! I now only have overdrafts to clear!
YAY!
Jo x
#KiamaHouse
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Congrats JW!!
Will you be getting a new moped when you are clear?
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Probably not to be honest, im looking at relocating nearer my hometown and buying a house and a moped would be quite impractical there, but im never saying never!
Im just pretty pleased that at the moment, there is no debt that would be a barrier to a mortgage and means that im not consistently recieving bills! The interest im paying drops a heck of a lot too as im only charged interest on the overdraft over £1500.
Im going into work tomorrow (im on holiday at the mo though) to have a chat with my boss about asking for a transfer, ill move in with my mum temporarily while I house hunt which means that pretty much all of my salary can be saved for the 5% deposit which wont take long at all. Im going to be very naughty and not pay off the overdraft in the meantime, id rather save and buy a house! (Although every mystery shop payment goes into the account with the overdraft so the interest of approx £7 is always covered, and the debt reduces a tiny bit! I must make sure I am around to grab some of the jobs tomorrow though as someone down here keeps taking them before I get home from work!)
Jo x#KiamaHouse0 -
Ooooh, well done! :jProud to be dealing with my debts
Debt as of 15/10/07: £4489.93
Current: £1397.050 -
:j Great news:j Couldnt have happened at a better time of year. Every cloud has a sliver lining eh:j
Could luck with the relocation.:T:j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j0 -
Great stuff!!0
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Thats brilliant news. Well done for getting rid of all those nasty cards.
Good luck for saving for your deposit and house hunting Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Superb news.
Tea
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fantastic jw 0
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Woo ooo. Good news. GFDebt Apr 06 Huge Debt Now Small in Comparison:eek:Debt Free Date March 2011
Proud to be dealing with my debts DFW Nerd 7930 -
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