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remortgage help needed

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Im coming to the end of a 5 year fixed. I need another 5 year fixed but at better rate than my currant provider halifax which is 3.44%. Ive never remortgaged before so looking for advice on where to start,
which compare site is better, looking for 5 year fixed with no fee as small mortgage,if a deal is found do I just apply online myself as no broker required

big thanks for your time

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well you could start by looking on the Halifax website at new deals for existing customers !
    I don't know your current LTV or what your looking for Fixed, tracker, offset, discount.
    But as you have a mortgage with Halifax I think this is a good starting point.
    Rates are cheaper than they were 5 years ago and your LTV might be better.
    You can apply online, by phone or in branch and you can apply 3 months before your fix is up.
    Maybe fee free as well
  • Halifax existing customer deals are amongst the most expensive deals in thr prime mortgage market.
    If you can pass with any other mainstream lender I will bet my kidney that they will be cheaper than Halifax existing customer deals.

    Just cause they may be cheaper than your current deal, doesn't make them a good deal themselves
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why do you not want to take professional advice? There is a lot more to mortgages than their headline rates - taking advice can save you time and money.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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