We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Interest Checking

SW11
Posts: 4 Newbie
I need to check a series of mortgage statements on two accounts (now closed) as I am virtually certain the lender has deliberately overcharged. I am hoping someone here may be aware of an agency providing this service now. There used to be an agency in the UK who for a small fee would check the interest calculations on an overdraft or mortgage.
Mark Christian was a name mentioned in this article in connection therewith back in 2011 citywire.co.uk/funds-insider/news/is-your-bank-overcharging-you/a534337
Thanking you in anticipation.
Mark Christian was a name mentioned in this article in connection therewith back in 2011 citywire.co.uk/funds-insider/news/is-your-bank-overcharging-you/a534337
Thanking you in anticipation.
0
Comments
-
If the lender did indeed overcharge you. There's a high possibility that it subsequently came to light. As you wouldn't have been the only borrower impacted. Why have you concluded that you were long after the event?0
-
Thank you for your reply. It was not long after the event. My two Mortgages were taken out by a bridging loan last October. The mortgage statements on each account up to May 2019 showed credit balances of c. £10K each. Have several sets of these statements issued in 2019. When my accountant wrote and asked for a repayment of the surplus in each case, he was sent a NEW Set of statements showing a Nil balance in each case. I have no doubt I was overcharged thats why I am looking for a third party to audit the mortgage accounts. I will also be writing to the Senior Partner of the Firm of Auditors acting for the Lender to bring the matter to his attention.0
-
You don’t need an agency to do this for you, it’s easy enough to work out yourself. You must have a reasonable grasp of the maths to have decided that the bank is wrong.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards