Interest on redemption figure

DedhamHomeOwner

Hi, as a newbie here (first post), sorry in advance if this has been explained before (I did have a search but couldn't see the precise questions answered).

I have got a redemption statement from my current provider Leeds Building Society for 1 August. The current three year fixed term deal (capital and interest) ends on 31 July so I am free to remortgage and will be penalty free. However there is an exit fee. The figure does not include my final direct debit on 6 July. All fine so far.

However, on the statement it gives a debit for Interest for Part Number 1 (explained in LBS 'how to read you redemption statement' document) as "the interest added to the mortgage from 1 Jan 2019. You will have already paid this interest as part of your monthly payments").

My question is: haven't I already paid the interest this year within the six monthly credits also listed on the statement (ie the repayments that I make via direct debit that are supposed to be paying off both capital and interest)? The guidance says I will have paid this interest, so why is being debited again as a lump figure.

I've probably got something wrong but as it is a substantial addition to what I was expecting to pay to leave my current provider, I want to check they have not miscalculated.

Thanks for your guidance.

[Deleted User]

If it's a debit, then it's being taken off the redemption figure, not added.