State pension eligibility

Mkrane

I'd like to know if my dad would be eligible for a state pension.

He reached state pension age in 2013. He does not have British citizenship but does have Indefinite Leave to Remain (for the last 30 years). I don't think he has enough NI contributions for a full pension but I know my mum did. She past two years before reaching state pension age (would have been 2013 also).
Would he be able to inherit her NIC's and get a full state pension. Would he be able to get the last 6 years as a lump sum?

Any insight greatly appreciated.

xylophone

Your father should contact the Pension Service.

https://www.gov.uk/contact-pension-service

bolwin1

possibly - there's a useful link at the pensions advisory service

https://www.pensionsadvisoryservice.org.uk/about-pensions/the-state-pension/death-benefits

You can contact them for further information (it's free).

Also, has your dad checked his state pension entitlement ? https://www.gov.uk/check-state-pension

grnglide

If he reached State Pension Age in 2013 then there was no minimum number of years contributions to get the pension at that time. The minimum requirement of 10 years was brought in in 2016 but only for people who reach SPa from 2016 onwards.


So he should have an entitlement, no matter how small. Since he has deferred his pension (even if he just didn't claim it) he should be entitled to a lump sum or increased pension as well.


Does he have any pension entitlement overseas, particularly in the EU? This could make a difference as well.