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It's time to start digging up those Squirrelled Nuts!!!!
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Yes, a good month as overall I'm back to only 4.8% down for Year to Date, which is nearly back to where I was at the end of February.Sea_Shell said:Starting to pull together the end of month figures, and on the face of it, it appears that our investments have halted their slide into oblivion!!! At least for now.
My pension DC pots are up 3% on last month, and our ISAs are up 7.5% (just waiting for DH to log on and get his DC pension valuations)
It this a temporary respite....probably.1 -
Overall, this month, we've clawed back £24,300
Just another £57,000 to go to get back to where we were at the end of 2021How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)0 -
Up ~ 4% over the last month and now only down ~ 1% (before contributions) compared to 12 months ago. So as I'm still in the accumulation phase (just), I'm still significantly down compared to where I hoped to be 12 months ago. However as I have around 5 years in cash, and I've just bought plenty of cheap units, no worries yet.Sea_Shell said:Overall, this month, we've clawed back £24,300
Just another £57,000 to go to get back to where we were at the end of 20210 -
Forgot to add, still massively down compared to November. Positive waves.....pensionpawn said:
Up ~ 4% over the last month and now only down ~ 1% (before contributions) compared to 12 months ago. So as I'm still in the accumulation phase (just), I'm still significantly down compared to where I hoped to be 12 months ago. However as I have around 5 years in cash, and I've just bought plenty of cheap units, no worries yet.Sea_Shell said:Overall, this month, we've clawed back £24,300
Just another £57,000 to go to get back to where we were at the end of 20210 -
It seems I have obtained some sort of MSE legendary status around these parts 😲🤭😳😇
Trying to work out if that's a good thing, or a bad thing?. 🤔How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)6 -
Surely if you invest in shares then there can be no real expectation year on year?pensionpawn said:
Up ~ 4% over the last month and now only down ~ 1% (before contributions) compared to 12 months ago. So as I'm still in the accumulation phase (just), I'm still significantly down compared to where I hoped to be 12 months ago. However as I have around 5 years in cash, and I've just bought plenty of cheap units, no worries yet.Sea_Shell said:Overall, this month, we've clawed back £24,300
Just another £57,000 to go to get back to where we were at the end of 2021I think....1 -
Maybe pedantic however my pension contributions are invested in funds, however I understand what you are getting at. As they say, only death and income tax are guaranteed however I like to remain optimistic about the future, and the value of my funds. Afterall, being pessimistic in the current climate isn't really healthy.....michaels said:
Surely if you invest in shares then there can be no real expectation year on year?pensionpawn said:
Up ~ 4% over the last month and now only down ~ 1% (before contributions) compared to 12 months ago. So as I'm still in the accumulation phase (just), I'm still significantly down compared to where I hoped to be 12 months ago. However as I have around 5 years in cash, and I've just bought plenty of cheap units, no worries yet.Sea_Shell said:Overall, this month, we've clawed back £24,300
Just another £57,000 to go to get back to where we were at the end of 20216 -
Not much to report...
Just a bit of banking housekeeping.
Downgraded Club Lloyds to classic, need to move DDs away and then leave it as a dormant, but linked, account. And as a spare sole account for me.
Easy access savings moved from Raisin (UBL) to Shawbrook.
£250 credit requested and received from Eon.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)1 -
I opened two new Tesco Internet Savers, as I noticed an increase in interest of 0.32%, and transferred balances from two other Tesco accounts. I can’t say when it increased.Mortgage free
Vocational freedom has arrived0 -
I opened two new Tesco Internet Savers, as I noticed an increase in interest of 0.32%, and transferred balances from two other Tesco accounts. I can’t say when it increased.Mortgage free
Vocational freedom has arrived0
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