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BW Legal

Hi,

this is is my first post so I hope I’m in the correct place,
yesterday I received a letter for a pay day loan I got over 6 years ago from BW Legal, on behalf of money shop at the time I was in a bad place financially and got made redundant, to be honest I forgot all about this loan and I’m sure it was for less that 150 pounds that I borrowed. The said loan was took out on 31 October 2013! Ihave moved address since then and this is the first time I’ve had a letter to my new address regarding this, and I’m really worried as I’ve just managed to start building my credit score.
i can’t even find this account on my clear score credit file.
What is the best way to respond. Any advice would be much appreciated. The letter says letter of claim and lots of costs added if I don’t respond by 27th July and threatening to take me to court.
The letter says it’s a letter of claim,
There’s a information sheet,
Reply letter and income and expenditure form included
thank you
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