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My lightbulb moment was June 2019
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Great start. Good luck on sticking within your budget and getting the DMP set up without hiccups. Good result in clearing the paypal overdraft and a shop line of credit.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70000 -
Just read from the start and am so impressed. You are tackling this warts and all. Well done to you for telling your husband and to him for his support. I’ve been there with the whole unable to breathe due to anxiety but didn’t recognise what it was so, well done you.
Can I ask, given your previous spending habits, is there anything you could sell to kick start your emergency fund? Also, do you have a figure in mind for it?
Can’t wait to see you nail this.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
Following- good luck!0
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