Help with Income payment agreement figures

elieseleonora

Hi
I am currently going through the bankruptcy process. I have been working with CAP (Christians against poverty), have received all my final paperwork to do my bankruptcy and only now have they told me i will have to pay into an IPA. Even though i have been dealing with them for the past 8 months. I am a single parent with 2 children (aged 5 and 12), I am on UC (ESA) due to my mental health. Is there anyone that could advise me on what figures i should write on the application as i have read that i am only allowed £20 per month after all bills. I receive £257 from my ex partner for child maintenance on top of my benefits, but under this rules all of it will go to the IPA which i dont feel is fair as this money is for my children. They do already do extra curricular activities but i want to sign them up to more so that this money is actually used on them rather than be used to pay for debts that i incurred. All help would be greatly appreciated. Thank you in advance

JCS1

If your only source of income is benefits then there would be no IPA. Post up your SOA and we can advise you on the figures.

debt_doctor

Hi,

I do not believe that your benefit income plus the child support income will put you as having surplus income more than your reasonable (not basic) needs.

Put up your SOA on here and we will take a look and support you.

DD