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have I made a mistake after exchange but before completion??
Firstmortgage
Posts: 4 Newbie
Hello.
New to this so bare with me but I feel I need some reassurance or a reality check.
I'm a first time buyer and exchanged contracts on Friday of last week.
My mortgage offer is with Barclays & we're due to complete next month.
I have STUPIDLY taken out 2 cash transactions on my credit card ( both of small amounts £10 each) since my mortgage offer came through a few weeks ago. I have never done this before and was a genuine mistake as my credit card has same pin as debit ( which I have now changed )
I have also paid off in full since.
Will this result in my mortgage offer being withdrawn? Im worried Barclays will do a credit search before completion.
From a very anxious FTB
(Reposted as appears I posted of wrong forum type previously)
New to this so bare with me but I feel I need some reassurance or a reality check.
I'm a first time buyer and exchanged contracts on Friday of last week.
My mortgage offer is with Barclays & we're due to complete next month.
I have STUPIDLY taken out 2 cash transactions on my credit card ( both of small amounts £10 each) since my mortgage offer came through a few weeks ago. I have never done this before and was a genuine mistake as my credit card has same pin as debit ( which I have now changed )
I have also paid off in full since.
Will this result in my mortgage offer being withdrawn? Im worried Barclays will do a credit search before completion.
From a very anxious FTB
(Reposted as appears I posted of wrong forum type previously)
0
Comments
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You will be fine.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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