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Why do I need to pay more NI?

Looked at my state pension forecast online. It says I have:
33 years of full contributions
My estimate based on my NI record to 5 April 2018 is £144.08 a week and it says my forecast if I contribute another 6 years is £168.60 a week (the maximum full SP)

All the information I can find says you need 35 qualifying years to get the full new State Pension. If I have 33 years of full contributions why do I need to pay another 6 years NI (39 in total) to get a full state pension?

Comments

  • Linton
    Linton Posts: 18,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Hung up my suit!
    35 years only applies to people who have spent all their working lives under the new State Pension scheme. If you accrued SP prior to April 2016 you may need more or fewer than 35 years depending on your circumstances. In your case, presumably having been contracted out perhaps with a DB pension it is likely to be more.
  • Linton
    Linton Posts: 18,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Hung up my suit!
    35 years only applies to people who have spent all their working lives under the new State Pension scheme. If you accrued SP prior to April 2016 you may need more or fewer than 35 years depending on your circumstances. In your case, presumably having been contracted out perhaps with a DB pension it is likely to be more.

    This would be indicated by a significant COPE figure in the forecast.
  • franklytom
    franklytom Posts: 10 Forumite
    I checked and yes you are right. Thank you.
  • Asghar
    Asghar Posts: 436 Forumite
    Part of the Furniture 100 Posts Name Dropper
    franklytom wrote: »
    I checked and yes you are right. Thank you.
    So where did you find the information now that you could not find before?
    Checked with who?
This discussion has been closed.
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