Lowell debt...?

fylde2022

Hi,
I have recently sent my defence to the court, with letters and a CPR31, requesting for the documents of the alleged debt.

I have now received a Directions Questionaire, directly from Lowell, asking me if I would agree to a small claims mediation service.

I have not received anything that I have requested.
Do I accept it or do I refuse it?

fylde2022

After reading through it, it's a copy that Lowell have sent to the court and I'll be receiving one from the court, soon.

fatbelly

Some people think that it looks good to agree to mediation.

I think it's a bit of a waste of time. What you want is a hearing.

Hopefully you're getting some support from someone, like Legalbeagles or allaboutdebt

WhenIam64

and a CPR31

You are likely to find they will ignore it

Scope of this Part
31.1

(1) This Part sets out rules about the disclosure and inspection of documents.

(2) This Part applies to all claims except a claim on the small claims track.

Lowell rarely but debts that are not small claims track so the answer to your question is either a Subject Access Request or a CCA request. If you haven't done it, do it now.

As regards mediation, the mediation service is run by a private company tasked and incentivised to get people not to go to a hearing. Whether you mediate or not has no bearing on a hearing.

MovingForwards

Contact the court as I would be concerned receiving Lowell's DQ and not your blank one to fill in and return.

Law firms have set processes on their systems to give the case handler "to do's" and reminders to file the paperwork.

When they receive the issued claim form they input the date of issue and service, this then loads up the next step (1) defendant responds (defendant doesn't - request CCJ). As you responded, to defend/dispute, their next process would diaries when to file the DC.

If you do not file your DQ the court will either remind you or strike your defence out, allowing Lowell's to enter judgement.

You should be able to download the DQ online from the court site.

Don't bother with mediation, it won't get you anywhere for this type of case.