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Mortgage Free Retirement I Hope

So it begins again.
Another Offset mortgage application and want to be MF by 64
So will we make the dream come true.
So my bank is happy to lend us a Huge sum of money without even sending a surveyor out to look at the house !
It's less than 50% LTV but as my brother is a Building Surveyor what does that say about his profession ?
So every penny we build up in the offset saves us interest.
About to appoint a local solicitor we know and trust but we could have had " Free legals " so that will cost us another £800 or so.
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