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Early mortgage renewal?
girllikeme1
Posts: 207 Forumite
I have read that you can apply for a mortgage with some providers and they will honour your rate for up to 6 months.
Ours is due for renewal in January and I'm noticing current rates are lower than what we have (we fixed for 3 years).
Just wondering if anyone knows of any banks/building societies that will allow us to apply this far ahead, in case of a rate rise later this year?
Ours is due for renewal in January and I'm noticing current rates are lower than what we have (we fixed for 3 years).
Just wondering if anyone knows of any banks/building societies that will allow us to apply this far ahead, in case of a rate rise later this year?
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Comments
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You can try a broker and see which ones suit you"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
You’re a little early, most lender offers are valid for 3 to 6 months.
No harm in getting the ball rolling soon, but you don’t want an offer that is going to expire before your old rate comes to an end.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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