Where next? Bankruptcy?

fermi

abby2006 wrote: »

Message removed due to abusive responses.

No. Because you are a spammer and now wish to hide it..:rotfl:

bobblebot

Hi there,
First of all, please don't worry things will be better I promise. I was left with 40K of debt, 4 children, high mortgage couldn't pay and then I lost my job-after trying to keep afloat I went BR. Best thing I have ever done-yes it was stressful but once done my life got better. The phone calls stopped, letters stopped and I was allowed to keep my car (although after I got letter it died lol!) This has been the orst and best yera of my life...I went BR, had house repossessed, moved house whilst 7 mth pregnant, mortgage co. changed house locks before they said they would and so couldn't get my stuff-did in end after loads of hassle etc.
But I am now very happy, just about to have baby, living in beutiful private rented house in lovely area which HB will contribute to, my BF has moved in and we are blissfully happy with my 4 kids-a proper family finally. I have no debts yipee, no IPA as yet and not likley to get one as now on MA and BF is a student working PT on low pay at mo...I have high blod pressure and am likley to be induced but I know all will be ok-as I know the bad stuff is behind me...BR has released me from years of poverty, stress and no fun...and all I have to bear for that is not owning my house-well given housing market I would much rather rent and can't get credit...but I don't need it now I have more money than I ever had even when I earned 50K ns worked every hour god sent, FT work and PT self employed just to keep afloat.
So I say to you, let the house go...its just a house...go BR, you will be surprised how nice everyone at court and the OR actually are...take pride in telling the creditors you are BR and see how fast they stop calling. Then sit back and enjoy your new life. Material things are really not important...they come they go...I live in an area where the residents have massive 4/5 bed 400K house and massive mortgages and BMW's, four wheelers the price of a modest house and they work all hours and look down the nose at us with our ten year\ old peagout but who cares..I'm happy and soon you will be