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"IVA" cold-calls - what can be done?

I'm sure I'm not alone here... your phone is ringing, it's from a number you do not recognise... you pick it up and the person introduces themselves as "Mike" or "Kevin" (or some other typically 'British' sounding name) but in a heavy foreign accent. They then claim to be able to write-off up to 70% of your debt...

What can be done about these calls? I get them daily now. I can't just ignore the numbers as I do get calls for work from different numbers that I do need to answer.

I've now blocked around 80-90 different numbers that they call on. Sometimes the number shown is a landline style, sometimes a mobile, but it's always the same story.

No amount of "Please take me off of your list" or "I have no debt" seems to work. I just block the number and then they call again the next day from a different one.

It's driving me mad...
Current Debt: [STRIKE]May 2018: £83,035.95 [/STRIKE] - July 2019: £52,079.45
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Comments

  • ariba10
    ariba10 Posts: 5,432 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just say “Hang on a minute “ put the phone on the table -Not the cradle- and walk away.

    That’s what I do.
    I used to be indecisive but now I am not sure.
  • sourcrates
    sourcrates Posts: 32,499 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi,


    I have a blocking service on my phone, plus one with my provider, thats all you can do really, changing your number and going ex directory will help, these people seem to operate with impunity, i found TPS to be utterly useless.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Thanks - I am registered with TPS but haven't noticed any real difference. How do these 'firms' make it appear as though they are calling from a UK number? Are UK based phone companies providing them a service or is it just a trick they use...?

    I try to keep my composure, but was rude to one of them a few weeks back. I told him I wasn't interested (in colourful language) before he had said much, and he had a go at me for declaring my lack of interest before I knew what he was offering. I told him he was about to suggest an IVA and he hung up.
    Current Debt: [STRIKE]May 2018: £83,035.95 [/STRIKE] - July 2019: £52,079.45
  • sourcrates
    sourcrates Posts: 32,499 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    How do these 'firms' make it appear as though they are calling from a UK number? .


    Not really a tech geek, but i would asume its some autodialler software, that makes it appear as though it is, you can do anything with the right equipment and a laptop these days.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • JCS1
    JCS1 Posts: 5,344 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I found I am getting a lot more since clearing all my debts!

    I just keep blocking on my mobile.......
  • DawnW
    DawnW Posts: 7,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks - I am registered with TPS but haven't noticed any real difference. How do these 'firms' make it appear as though they are calling from a UK number? Are UK based phone companies providing them a service or is it just a trick they use...?

    I try to keep my composure, but was rude to one of them a few weeks back. I told him I wasn't interested (in colourful language) before he had said much, and he had a go at me for declaring my lack of interest before I knew what he was offering. I told him he was about to suggest an IVA and he hung up.


    He has no right to expect you to 'listen to see what he is offering'. You haven't invited the conversation. Just put the phone down.
  • jwil
    jwil Posts: 23,280 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You can report them to the ICO. I do that each time, it's a pain but it's evidence should they ever manage to prosecute someone.

    https://ico.org.uk/make-a-complaint/nuisance-calls-and-messages/spam-texts-and-nuisance-calls/
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you say you don't want what cold callers are offering they can argue - if you say you can't talk at work or can't take personal calls on a work phone and hang up it doesn't give them an in to argue.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • molerat
    molerat Posts: 35,816 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 June 2019 at 2:36PM
    I tend to ignore calls where I don't recognise the number but if I do get one I tell them to !!!! off. Doesn't stop the calls but certainly makes me feel better ;)
  • RecentPost
    RecentPost Posts: 72 Forumite
    10 Posts First Anniversary
    Same problem, i got rid them by telling them i already have a debt solution and therefore cant have another one.
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