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Any experience with adverse credit history and obtaining a mortgage with Barclays
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so saying this then, having a ccj or a default which will fall off within less than 12 months is good to go to apply for mortgages?0
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I had two defaults, five years old, and my mortgage was approved by Barclays in January.
But....as a straight forward case, FTB, it took them three and a half months from application to offer. Some of that was due to my brokers error but a lot was due to how slowly Barclays moved at each stage and they had to be chased a lot!0 -
If you don't mind me asking, how much were your defaults for? Planning on applying through Barclay's at end of March with 3 four year old defaults but worried about value of them!LDreader said:I had two defaults, five years old, and my mortgage was approved by Barclays in January.
But....as a straight forward case, FTB, it took them three and a half months from application to offer. Some of that was due to my brokers error but a lot was due to how slowly Barclays moved at each stage and they had to be chased a lot!0 -
They were around 6k in total but had been settled for a while prior to applying.1
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