Any experience with adverse credit history and obtaining a mortgage with Barclays

dranzer01

so saying this then, having a ccj or a default which will fall off within less than 12 months is good to go to apply for mortgages?

LDreader

I had two defaults, five years old, and my mortgage was approved by Barclays in January.
But....as a straight forward case, FTB, it took them three and a half months from application to offer. Some of that was due to my brokers error but a lot was due to how slowly Barclays moved at each stage and they had to be chased a lot!  

kpw93

LDreader said:

I had two defaults, five years old, and my mortgage was approved by Barclays in January.
But....as a straight forward case, FTB, it took them three and a half months from application to offer. Some of that was due to my brokers error but a lot was due to how slowly Barclays moved at each stage and they had to be chased a lot!  

If you don't mind me asking, how much were your defaults for? Planning on applying through Barclay's at end of March with 3 four year old defaults but worried about value of them!

LDreader

They were around 6k in total but had been settled for a while prior to applying. 

kpw93

LDreader said:

They were around 6k in total but had been settled for a while prior to applying. 

Ah, that gives me a bit of hope as similar value and settled a few years! Fingers crossed.