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LBA received
Barrybobble
Posts: 2 Newbie
Hi,
I have received a Notice of Pending Legal Action from Lowell Solicitors , can I ignore this letter or is it a formal notice that will lead to a CCJ without them making any further contact?
I have received a Notice of Pending Legal Action from Lowell Solicitors , can I ignore this letter or is it a formal notice that will lead to a CCJ without them making any further contact?
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Hi Barrybobble and welcome to the forum
Does the Notice include a questionnaire? Could it be a Letter Before Action (please see link below).
https://debtcamel.co.uk/letter-before-claim-ccj/
Edit: In fact, I am pretty sure it is an LBA. I *think* you MUST respond within 30 days. I recommend phoning StepChange or National Debtline first thing tomorrow morning as you do not want to ignore. I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
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Hi thanks for your prompt reply and welcome Yes it is set out like the letter suggested in your link. What will will stepchange or national debt line advise? Do you think I might be able to get a reduce settlement or is it too late for that? 0
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Moved from diaries to general DFW forum.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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One of the several options is to pay in full or by instalments.Barrybobble wrote: »Yes it is set out like the letter suggested in your link. What will will stepchange or national debt line advise? Do you think I might be able to get a reduce settlement or is it too late for that?
But do you have knowledge of the debt?
Do you believe the debt to be yours?
If you believe the debt is yours, when was the last time you acknowledged the debt or made a payment to the account?I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0
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