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Offer of Loan

help...
I have my offer of loan from my bank for my mortgage and i am due to move into my new house on the 2nd august,

i would like to order my sofa so that i would get it the first few weeks of been in the house but would have to do this on a barclays personal loan with next.

since getting the offer of loan my self and partner have had payrise's that would cover the loan repayments of the furniture and more,

would i be taking a gamble on my mortgage falling through if we took out this finance ?
we are also doing the help to but 20% loan

Comments

  • muhandis
    muhandis Posts: 994 Forumite
    Eighth Anniversary 500 Posts Name Dropper Combo Breaker
    In your place, I would not take out any new credit until completion.

    This is not to say that a new loan will definitely affect your mortgage, but these things aren't easy to predict.
    towle92 wrote: »
    help...
    I have my offer of loan from my bank for my mortgage and i am due to move into my new house on the 2nd august,

    i would like to order my sofa so that i would get it the first few weeks of been in the house but would have to do this on a barclays personal loan with next.

    since getting the offer of loan my self and partner have had payrise's that would cover the loan repayments of the furniture and more,

    would i be taking a gamble on my mortgage falling through if we took out this finance ?
    we are also doing the help to but 20% loan
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