We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

ex's court order-what to do?

sanova76
sanova76 Posts: 290
Part of the Furniture 100 Posts Combo Breaker
Forumite
edited 8 June 2019 at 3:08PM in Debt-free wannabe
Hi,

Need some advice please.
I'm not sure if this is right forum to post this.

I'm going through divorce at the moment. I'm in the process of getting absolute and consent order.

Ex has moved out from our marital home. I continue to live there with our son. The house is still under joint name. For some reasons he refuses to change his address and a court order came.

It says the bailiff will come and seize goods to pay his debt. The debt is in his name.

I'm really worried and wonder what is my position now? Obviously I won't pay his debt and let any goods taken from my house. I don't even want the bailiff to come to my house to start with!

Ex aware of the letter and he said because the house is still in joint name, I'm also liable to pay?!

Please advise.


Many thanks.

San

Comments

  • molerat
    molerat Posts: 36,569
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    You are not liable for any debt solely in his name. A lot depends on who exactly is enforcing the debt and under what authority, the main point is not to open the door if they do turn up. You could contact the bailiffs and give them his address.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • sourcrates
    sourcrates Posts: 33,003
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Ambassador
    edited 8 June 2019 at 3:29PM
    Hi,


    What type of debt is it they are chasing here ?

    Bailiffs cannot force entry to private property, unless they are chasing certain court fines, forced entry is a last resort, not a first responce, for any other debt, you can simply lock the door, and theres nothing they can do.

    Explain through the letterbox or other appropriate orafice, that the ex no longer resides at this address, and that you will not allow them access as you do not want to be subject to threats of removal of goods etc.

    It may be advantagous to put all this in writing to the bailiffs office as well as the court that instructed them.

    Unless its a joint debt, then its nothing whatsoever to do with you, and you cannot be made liable for it, but if you do let them in, they can take goods to the value of the debt, and that would only be more hassle for you to deal with.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • unforeseen
    unforeseen Posts: 7,508
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite
    It is not your house, it is still the marital home and there are probably contents in there that are seizable unless you can prove that you bought them and not him.
  • sanova76
    sanova76 Posts: 290
    Part of the Furniture 100 Posts Combo Breaker
    Forumite
    It's credit card debt.

    There are nothing valuable to seize, all furniture in the house is over 10 years old. I'll ring the bailiff office on Monday and explain the situation. I don't have my ex's address, he moves around and won't give it to me.
  • worried_jim
    worried_jim Posts: 11,631
    10,000 Posts Combo Breaker
    Forumite
    sanova76 wrote: »
    It's credit card debt.

    There are nothing valuable to seize, all furniture in the house is over 10 years old. I'll ring the bailiff office on Monday and explain the situation. I don't have my ex's address, he moves around and won't give it to me.

    Is it really from the court, or just a dca saying they "may" turn up?
  • sourcrates
    sourcrates Posts: 33,003
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Ambassador
    sanova76 wrote: »
    It's credit card debt.

    There are nothing valuable to seize, all furniture in the house is over 10 years old. I'll ring the bailiff office on Monday and explain the situation. I don't have my ex's address, he moves around and won't give it to me.
    Is it really from the court, or just a dca saying they "may" turn up?


    Best to write a letter, phoning a bailiff is never a good idea, as they always want money, and wont listen to what you have to say.


    As Jim sayes, are you sure they are bailiffs and not some debt collector ??
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • sanova76
    sanova76 Posts: 290
    Part of the Furniture 100 Posts Combo Breaker
    Forumite
    It's from the court. The letter says Notice of Issue of Warrant of Control. Has case number, warrant number, local number, and creditor's ref number.

    It has the court address to make payment. Returned address is my local county court address.
  • sourcrates
    sourcrates Posts: 33,003
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Ambassador
    sanova76 wrote: »
    It's from the court. The letter says Notice of Issue of Warrant of Control. Has case number, warrant number, local number, and creditor's ref number.

    It has the court address to make payment. Returned address is my local county court address.


    Ok, so county court bailiffs are servants of the court, and are normally fairly reasonable to deal with, I think in your case its best to deny them entry altogether, it will save you a great deal of hassle.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • fatbelly
    fatbelly Posts: 24,145
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Forumite
    unforeseen wrote: »
    It is not your house.

    Oh yes it is
    sanova76 wrote: »
    It's credit card debt.

    There are nothing valuable to seize, all furniture in the house is over 10 years old. I'll ring the bailiff office on Monday and explain the situation. I don't have my ex's address, he moves around and won't give it to me.

    As sourcrates says, it'll be the court bailiff. You're ok to phone though you can follow that up in writing if you like. The bailiff needs to know that (1) you won't be giving them access and (2) your ex has no goods at that address.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.