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  • MEM62
    MEM62 Posts: 5,541 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 6 June 2019 at 8:15AM
    thomas126 wrote: »
    The total amount due to be repaid was £37,741.52
    thomas126 wrote: »
    So in total it was £52,776 to be paid back in full term of 180 months.

    If the OP can't even decipher how much the total was to be paid back from the documentation that they have then it is possible that there is also a misunderstanding over the £182 early repayment charge.
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Your have paid it, you need to move on.

    Your focusing on a £182 early repayment charge when;

    A loan balance of over £10,000 and an interest rate of 25%,
    You took a loan over 15 years at a rate of 25%,
    You would of known how much you where going to have to pay back when you signed up to the loan,
    You have paid many times this in interest.

    Good job that you have learnt this lesson.
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