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Choice of fund

Markneath
Markneath Posts: 185 Forumite
Third Anniversary 100 Posts Name Dropper
in Pensions, annuities & retirement planning
Hi, My works pension is an Aviva stakeholder and I’m currently invested in the Aviva Invesco Global Equity fund.
I’m 39 years old, is this a good choice of fund for my age or would I be better off with a tracker fund like the Aquila Blackrock 50/50 or something else again?

Thanks

Comments

  • dunstonh
    dunstonh Posts: 120,344 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    or would I be better off with a tracker fund like the Aquila Blackrock 50/50 or something else again?

    If that the 50% Global equity, 50% UK equity version or the 50% equity, 50% bond version?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Markneath
    Markneath Posts: 185 Forumite
    Third Anniversary 100 Posts Name Dropper
    The blackrock 50/50 is 50%global stocks, 50% uk stocks.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Something else entirely. 50% U.K. stocks (which mostly won't be very U.K.) will give a very skewed selection of industries because of the way the FTSE works.
  • dunstonh
    dunstonh Posts: 120,344 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Markneath wrote: »
    The blackrock 50/50 is 50%global stocks, 50% uk stocks.

    Too heavy in UK for me.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Markneath
    Markneath Posts: 185 Forumite
    Third Anniversary 100 Posts Name Dropper
    So am I better off keeping to my current global fund or picking my own diy tracker funds to go less heavy in the uk?
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Markneath wrote: »
    So am I better off keeping to my current global fund or picking my own diy tracker funds to go less heavy in the uk?


    Its not very "global" if its 50% "UK".
    Are there any "real" global funds you can pick? That have UK at its natural 6 or 7% ?
This discussion has been closed.
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