£140000 in seven years

Busy_Mee1

Great savings Try Harder, it sounds like you are back on track.

try_harder

Thank you Busy Mee1 as always

Week 3
All bills paid , food and diesel for both cars
Savings £317.12

Total savings £16409.77

Another very good week I just hope I can keep myself motivated , not so good on the food budget though ,I really do need to do something about my overspend just not sure what .Looking forward to this weeks challenge now

try_harder

Week 4
All bills paid ,food and diesel for both cars
Savings £288.68

Total savings £16698.45

I am very pleased with the weeks savings .I sold several gifts that I had accumulated over time , my husband did his usual overtime and I also sold a bike that belonged to one of the children from way back .

My food bill is still horrendous and I spent a lot more than usual on diesel as I have been going out to the beach a lot due to it being so lovely and sunny !! I must try harder this coming week to stay on budget

try_harder

Week 5
All bills paid ,food and diesel for both cars
Savings £349.55

Total savings £17048

Another very good week ,I am so pleased with the way i seem to be focused at the minute long may it continue

Busy_Mee1

Woo hoo you have broken the £17k barrier. Always love getting into a new thousand :T

try_harder

Thank you Busy Mee1.

Another good positive week for which I am truly grateful as always .

Week 6
All bills ,food and diesel for two cars paid
Savings £592.33

Total savings £17640.33
I have decided from now to split the savings and pay £200 a week to my mortgage and what evers left into my Isa .This will be saved over the seven years and will also go towards my final payment , I feel that this will make me feel more comfortable knowing that I will have cash available for emergencies.
So 17640.33 minus 200 into mortgage

Savings 17440.33

try_harder

Week 7
All bills ,food and diesel paid .
Savings £515.94
Plus savings £17440.33

Total £17956.27
Minus new sink £255
Minus £200 paid off the mortgage

Total savings £17501.27

I am really happy with this new way of doing things and it is great seeing the savings go up and the mortgage going down .I am trying to do everything I can to improve my home and push the value up .

themadvix

It sounds like this method is really working for you TH!

try_harder

Week 8 . All bills , food and diesel paid for . Food bills have been sky high yet again so next month I am going to meal plan for the month to see if that helps keep me in budget , I can but keep trying .
Savings £372.66 minus new kitchen chairs ,well they were new to me but still cost £200 leaving savings this month of £17.66

Total savings £17673.93

No savings towards the mortgage this month .

For the next 8 weeks I need to save for a new to me car so the savings and mortgage will have to take a back seat as I need to save £500 a week for 8 weeks any shortfall will have to come from savings ,I have no idea as usual where this money will come from other than my husband working more hours poor man , I am so lucky to have such a hard worker

try_harder

That should have read savings this month £172.66

Thank you themadvix for your support

I also want to add that I have set myself a goal of decluttering one item a day which will either go into the bin ,charity shop or on to ebax ..I will try and keep a record on here to keep myself accountable . I also want to sell seven items a week even if they sell for ninety nine pence , the aim is to declutter.