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Anyone awaiting a decision from Santander?
Sammie_1985
Posts: 201 Forumite
Mortgage application made on 17th May
MB told us it was with the underwriters last Friday.
Emailed MB today for any updates to be told underwriters are working through all applications sent to underwriters the same day as ours. 😬 he said he should hear either tomorrow (31st) or Monday. I’m thinking it’s going to be another long weekend!
Anyone else use Santander and have a timescale?
MB told us it was with the underwriters last Friday.
Emailed MB today for any updates to be told underwriters are working through all applications sent to underwriters the same day as ours. 😬 he said he should hear either tomorrow (31st) or Monday. I’m thinking it’s going to be another long weekend!
Anyone else use Santander and have a timescale?
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 4Months
💫Term Remaining (Without Overpayments) - 23yrs 4Months
🏡Mortgage Now - £185,694.82
💫Term Remaining (With Overpayments) - 20yrs 10Months
🗓️250/360 Monthly Payments Remaining
💷MFW 2026 #4 - £2603.46/£7000
💰EF - £5607/£10000
💫Term Remaining (With Overpayments) - 20yrs 10Months
🗓️250/360 Monthly Payments Remaining
💷MFW 2026 #4 - £2603.46/£7000
💰EF - £5607/£10000
0
Comments
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What is the valuation date?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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It really depends on the case. They’re not quick in general at the moment, that being said I submitted an application for a client on Tuesday and have had the offer this afternoon. But it’s a low LTV, fairly straightforward case and they did an automated valuation rather than a physical.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I haven’t a clue about the valuation date....is that normal? We’ve gone through a broker so not sure if he’d know?
Ours is quite complex, limited company and going off 1 years books. Hopefully we will get there soon!🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 4Months🏡Mortgage Now - £185,694.82
💫Term Remaining (With Overpayments) - 20yrs 10Months
🗓️250/360 Monthly Payments Remaining
💷MFW 2026 #4 - £2603.46/£7000
💰EF - £5607/£100000 -
Oh and our LTV is 85%🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 4Months🏡Mortgage Now - £185,694.82
💫Term Remaining (With Overpayments) - 20yrs 10Months
🗓️250/360 Monthly Payments Remaining
💷MFW 2026 #4 - £2603.46/£7000
💰EF - £5607/£100000 -
He should know.
Assuming your buying for an EA you can always contact them and see if it has been booked in this is how I found out.0 -
Great I didn’t realise I could contact the EA about it. I’m trying to be good and not pester anyone but I’m starting to get anxious now and want to know what stage we are at.🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 4Months🏡Mortgage Now - £185,694.82
💫Term Remaining (With Overpayments) - 20yrs 10Months
🗓️250/360 Monthly Payments Remaining
💷MFW 2026 #4 - £2603.46/£7000
💰EF - £5607/£100000 -
Today I join the waiting!0
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Good luck Housebuy. ����🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 4Months🏡Mortgage Now - £185,694.82
💫Term Remaining (With Overpayments) - 20yrs 10Months
🗓️250/360 Monthly Payments Remaining
💷MFW 2026 #4 - £2603.46/£7000
💰EF - £5607/£100000 -
https://www.santanderforintermediaries.co.uk/
Does anyone know what we are reviewing applications sent to the underwriters means? Does it mean the applications are have been through the underwriters and are being finalised or does it mean they are currently dat waiting for the underwriters to go through them?🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 4Months🏡Mortgage Now - £185,694.82
💫Term Remaining (With Overpayments) - 20yrs 10Months
🗓️250/360 Monthly Payments Remaining
💷MFW 2026 #4 - £2603.46/£7000
💰EF - £5607/£100000 -
Santander usually don't instruct the valuation until the case has passed their first underwriting checks.
They have also been very slow with the last few cases I've put their way.0
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